Starting Business SolutionsSeptember 1, 2026
Credit card processing in Houston, TX
We work with business owners in Houston on how they take payments. It is a working relationship with somebody local, not a ticket number.
September 1, 2026
We work with business owners in Houston on how they take payments. It is a working relationship with somebody local, not a ticket number.
Mike Garcia has spent a long career in credit card processing and merchant services. The job is not selling you a terminal. It is working out what your business actually needs, then connecting you with a company we have personally evaluated rather than a name off a list.
That usually starts with your current statement. We read it with you, tell you what you are genuinely paying once every fee is counted, and say plainly whether moving is worth it. Sometimes it is not, and you should hear that too.
Shops and restaurants ringing people up at a counter. Service businesses invoicing after the job. Contractors taking payment in the field. Practices and studios billing the same customers every month. Each of those wants a different setup, and the one you inherited may not be the one that fits.
Houston is where most of our work happens, and being in the same metro means a conversation can happen in person rather than through a call centre in another time zone.
Payments is where most conversations start, and it is rarely where they end. The same owners usually need one or more of customer financing so a big job is affordable, merchant funding for equipment or working capital, business management technology to stop running the place on memory, essential services like electricity, and commercial insurance.
That is the reason to have one number rather than six. You call once, we work out which of those you actually need, and you are not the one managing six separate relationships.
Nothing. There is no fee to have your statement read and no obligation at the end of it. If what you have is already a good deal, we will say so.
Call 713 875 5606, or send a few details through the site and we will come back to you.
No. There is no cost to have your current processing statement read and explained, and no obligation afterwards.
No. Plenty of conversations end with us telling someone their current setup is fine. Knowing that is worth something on its own.
No. Payments is the core of the business, but the same conversation often covers customer financing, merchant funding, business technology, essential services like electricity, and commercial insurance.
Bring last month's statement. We will go through it line by line and tell you what it is actually costing you, in plain language. No cost to ask, and no obligation.